Get 80% Upfront Funding for Any Purchase Order
Take on orders 5x bigger than your cash flow.
Fund materials, labor, and equipment; we pay your suppliers directly.
Orders from R100k to R10 million
48-hour approval process
No personal guarantees required
You keep 100% business ownership
Get Fast Purchase Order Funding
Stop Turning Down Profitable Orders
Common Challenges We Solve:
- Suppliers demanding upfront payment but customers pay on completion
- Government tenders requiring immediate material purchases
- Export orders needing inventory funding before shipment
- Construction projects with large upfront material costs
- Manufacturing orders requiring raw material investment
Our Solution: We fund 70-80% of your purchase order value upfront. You repay when your customer pays you.
How Purchase Order Funding Works
- Submit Purchase Order Application (2 minutes on here)
- Get Approved (within 48 hours)
- We Pay Your Suppliers (same day as approval)
- You Fulfill the Order (using our funding)
- Customer Pays You (you repay us + fee)
Why use Purchase Order Funding
Bigger Opportunities
Take on large purchase orders or tenders without hesitating. We remove the financial roadblocks, empowering you to grow your business by landing bigger clients and contracts.
Maintain Cash Flow
Preserve your day-to-day working capital. We cover the specific order costs (e.g. supplier invoices, raw materials, logistics) so your existing cash can continue to fund your ongoing operations.
Pay When You Get Paid
One of the biggest reliefs is that you only repay Unum Credit once your client pays you. There are no burdensome interim payments. If your client’s payment term is 30 days or 60 days, that’s when we get paid back. This aligns perfectly with your cash flow, you’re not out of pocket at any point.
Key Benefits of Unum’s Purchase Order Funding
If you’re sitting on a valuable purchase order but lacking the funds to get started, Unum credit’s Purchase Order Funding is the lifeline you need. Don’t risk losing the order or damaging your reputation by delivering late. Let us finance the upfront costs so you can focus on delivering great work. Apply for Purchase Order Funding now and turn that big opportunity into reality.
Up to 100%
Up to 100% of order costs funded (so no out-of-pocket strain for you).
Fast approval
Often within 48 hours, because we know you have deadlines to meet.
SMEs & start-ups
Available to SMEs and startups that have credible orders, even if banks have turned you away. If you have a solid deal, we want to fund it.
Expert support
From verifying that your purchase order is legitimate to advising on the fulfilment process, our team’s experience is on your side. We also implement rigorous checks to protect you from “dodgy” or fraudulent supplier situations that sometimes target small businesses.